Terms & Conditions

Effective date: July 3, 2026

Who We Are

Twenty & Out Wealth is a brand of ZAVAL Marketing Group ("we," "us," "our"). We provide educational content and resources for retired public-service professionals who have relocated, or are considering relocating, to Florida — including our Florida Move Score quiz and the option to book a complimentary 15-minute Florida Move Review. If you opt in, you can expect messages such as quiz-result follow-ups, educational content about Social Security and Florida relocation, invitations to book a Florida Move Review, and appointment confirmations and reminders.

Content we provide is educational only and is not investment, tax, or legal advice.

Text Messaging Program

By checking the applicable consent box(es) on our forms, you agree to receive the categories of text messages you selected — marketing messages and/or non-marketing messages (appointment confirmations and reminders) — from ZAVAL Marketing Group DBA Twenty & Out Wealth. Consent is optional and not a condition of any purchase or service.

Opt-Out & Support

You can cancel the SMS service at any time. Just reply "STOP" to any text message you receive from us. After you send the SMS message "STOP" to us, we will send you an SMS message to confirm that you have been unsubscribed. After this, you will no longer receive SMS messages from us. If you want to join again, just sign up as you did the first time and we will start sending SMS messages to you again. If you are experiencing issues with the messaging program you can reply with the keyword HELP for more assistance, or you can get help directly at [email protected].

Carrier Disclaimer

Carriers are not liable for delayed or undelivered messages.

Message Frequency, Rates & Data

As always, message and data rates may apply for any messages sent to you from us and to us from you. You will receive up to 4 messages per month, plus appointment confirmations and reminders tied to appointments you schedule. If you have any questions about your text plan or data plan, it is best to contact your wireless provider.

Privacy

If you have any questions regarding privacy, please read our privacy policy: https://go.20andoutwealth.com/privacy-policy

Age Requirement

Our services and text-messaging program are intended for individuals 18 years of age or older. By opting in, you confirm that you are at least 18 years old.

Use of the Website

You agree to use this website and its forms only for lawful purposes and to provide accurate information.
All site content (text, graphics, logos, quiz materials) is owned by ZAVAL Marketing Group and may not be reproduced without permission.
We may update these Terms at any time; the effective date above reflects the latest revision.

Contact

ZAVAL Marketing Group DBA Twenty & Out Wealth
Email: [email protected]
Mailing address: 7901 4th St N, STE 300, St. Petersburg, FL 33702